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2025-10-27 Recommendation for Non-Rep Contribution CORRECTED Office: 360-740-1408 Angie Hodge Cell: 360-880-8539 Human Resources Director Email: Angie.Hodge@lewiscountywa.gov Human Resources & Public Disclosure Human Resources TO: Lewis County Board of County Commissioners FROM: Angie Hodge, Human Resources Director DATE: October 27, 2025 SUBJECT: Recommendation for 2026 Non-Represented Employee Health and Welfare Benefits Purpose The purpose of this memorandum is to request approval from the Lewis County Board of County Commissioners (BOCC) to move forward with the recommended health and welfare benefits package for non-represented employees for the 2026 plan year. Background Human Resources, in partnership with our benefits consultant, has conducted a comprehensive review of available insurance options to ensure competitive benefits and cost-effective coverage for both the County and its employees. After careful evaluation, Human Resources recommends continuing our partnership with HUB International Limited to administer the County’s non-represented benefit program. Recommendations Human Resources recommends that the BOCC approve the following for the 2026 plan year for all benefit eligible non-represented employees: 1. Medical Insurance Provider: Aetna Plan Options: o MC 500 o MC 1000 o CDHP 2000 2. Dental, Vision, and Life Insurance o MetLife High Dental o MetLife Vision o MetLife Basic Life/AD&D 3. Employer Contributions – Health and Welfare Benefits Regardless of which Aetna plan is selected, Human Resources recommends the following 351 NW North Street Chehalis, WA 98532-1900 HR phone: 360.740.2737 HR fax: 360.740.1494 Email: HR@lewiscounty.wa.gov Page 2 of 2 monthly employer contribution amounts for non-represented employees towards medical, dental and vision benefits: Coverage Tier Employer Contribution Employee Only $970 Employee + Spouse $1,440 Employee + Children $1,440 Full Family $1,790 4. Health Savings Account (HSA) Contributions For non-represented employees who elect the CDHP 2000 plan, Human Resources recommends the continuation of the County’s contribution toward an HSA as follows: o Employee Only: $58.34 per month o Employee + One or More Dependents: $116.67 per month 5. Life Insurance and AD&D Contributions Human Resources recommends that MetLife Basic Life and Accidental Death & Dismemberment (AD&D) Insurance, with coverage of $35,000 for Life and $35,000 for AD&D, be provided as a County-paid benefit for all non-represented employees. The monthly premium rate for this coverage is $5.57 per employee. Conclusion These recommendations support Lewis County’s commitment to providing comprehensive and competitive benefit options to its employees while maintaining fiscal responsibility. Approval of these recommendations will allow for timely implementation and open enrollment preparation for the 2026 plan year. Requested Action: Human Resources respectfully requests BOCC approval to proceed with the 2026 plan year benefit offerings and employer contributions as outlined above. Tier Deductible / OOP Max Aetna PPO 500 Non-Rep 2026 County Contribution Non-Rep 2026 County Contribution to HSA 2026 Non-Rep Employee Contribution 2026 Employer Cost Share % EE Only $500 / $2,500 1030.22 970.00 0.00 60.22 94% EE + Spouse $1,000 / $3,000 1898.10 1440.00 0.00 458.10 76% EE + Kids see above/below 1699.54 1440.00 0.00 259.54 85% Full Family $1,500 / $5,000 2576.99 1790.00 0.00 786.99 69% Aetna CDHP / HSA EE Only $2,000 / $4,500 1017.95 970.00 58.34 47.95 95% EE + Spouse see above/below 1871.80 1440.00 116.67 431.80 77% EE + Kids see above/below 1704.70 1440.00 116.67 264.70 84% Full Family $4,000 / $9,000 ($7000 indiv)2456.04 1790.00 116.67 666.04 73% Aetna PPO 1000 EE Only $1,000 / $4,000 1000.77 970.00 0.00 30.77 97% EE + Spouse $2,000 / TBD 1836.57 1440.00 0.00 396.57 78% EE + Kids see above/below 1646.05 1440.00 0.00 206.05 87% Full Family $3,000 / $8,000 2491.07 1790.00 0.00 701.07 72% 2026 Medical/Dental/Vision Premiums - Non-Represented Employees Rates include Aetna Medical, MetLife Dental, MetLife Vision